Our Services

Savings & Investments

Savings and Investment plans that are tailor made to your individual circumstances and objecives.

All Savings and Investment Plans are set up within a tax efficient insurance Vehicle available from International Insurance Groups such as Friends Provident, Skandia International, Generali International, Hansard and Swiss Life through these vehicles our clients have access to the best fund managers in the world with well known names such as Fidelity, Blackrock, JP Morgan, Schroders, Invesco, Investec and many more. All highly regulated and domiciled in low tax juristictions within the EU such as Luxembourg and Ireland, maximising your investment returns.

Estate Planning

Estate planning is a legacy you will leave for your loved ones. It is something that needs to be planned for well in advance and since none of us know when we will die it is something that needs to be put in place at the earliest opportunity.

The earlier you make the arrangements, the greater your chance of taking full advantage of the tax opportunities available and thereby maximising the amount that goes to your beneficiaries.


A will allows you to choose the individuals who will benefit from your estate, everything you own, not just cash and life insurance, but other inheritances, your home and lifelong acquisitions.


Parents are often wary of leaving a huge lump sum to their children at their respective ages of maturity and it is worth asking the questions of what an 18 year old would do with 200,000 cash, having passed his or her driving test this is where the Trust comes in.

Tax and IHT Planning

Inheritance tax planning is about planning ahead to minimise the uncertainties surrounding how your estate will be managed and how it may be taxed.

Pension Planning

Planning for your retirement can often be a difficult and confusing process for many and it is something that requires expert advice. Professional services can help you design the right portfolio for your needs and smart planning will yield a realistic income for your later years.

The sooner you start saving, the more time this gives your investments to perform allowing your portfolio to grow and earn income for you.

On the other hand, if you leave it too late you might not have enough to do everything you hope for. You might not even be able to afford to give up work as soon as youd like. In fact, the cost of delaying starting your pension can be quite dramatic. Take a look at the scenarios below to see how much (or little) you could have by starting your pension at different ages.

Personal Insurance

Insuring and protecting what you already have is equally as important as saving and planning for the future.

During difficult times such as illness, injury or death having the right products to protect you and your loved ones gives peace of mind allowing you to deal with what's important.

We examine the probabilities, assess the risks with you and create solutions that are unique to each individual so that you are not 'over insuring' yourself. It is important to have protection however; only by assessing your exact protection needs will the most cost effective solution be discovered and implemented.

Private Health Insurance
Life Cover
Critical Illness Cover
Whole of Life Assurance
Income Replacement Cover
Romania Financial Planning is a trading name of C A Lee - Licensed and regulated insurance broker authorised by the Instituto de Seguros de Portugal under N 309310621 for life and non-life insurance business and pension funds. With pasporting rights to operate in Romania under Freedom to Provide services. Click on the relevant regulator icon for more information

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